New Delhi, Nov 20: The RBI s decision to tighten norms for unsecured personal loans is credit positive because lenders will need to allocate higher capital for such loans, thus improving their loss-absorbing buffers, Moody s Investors Service said on Monday. The Reserve Bank last week raised risk weights on unsecured retail loans, credit cards and lending to non-banking finance companies (NBFCs) by 25 percentage points. Moody s said unsecured loans have been growing rapidly in the past few years, exposing financial institutions [ ]
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Sunday 3 December 2023
dailyexcelsior.com - 13 days ago
Higher risk weight on unsecured bank loans credit positive: Moody’s
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